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Health Benefits

In the United Arab Emirates, all employers are mandated to provide health insurance to employees. Remote offers local comprehensive benefits that cover health, dental, and vision in the UAE. When onboarding a new hire, Remote provides options including the Standard plan, which covers health only, and the Premium plan, which includes health, dental, and vision. Remote offers you the flexibility to cover the employee only (single option) or the employee and their dependents (family option). This enables you to tailor the coverage to meet the specific needs of your team. Note: Health insurance coverage must remain active for an additional 30 days after an employee leaves the company or their visa is canceled. This requirement ensures employees continue to have access to healthcare services during their transition period and helps prevent any gaps in coverage. Additionally, maintaining active health insurance is crucial for fulfilling visa requirements and avoiding potential legal or regulatory issues. An additional 15 days are factored in to cover the time typically needed to process the visa cancellation. Therefore, a total of 45 days of extended health insurance coverage is required when an employee leaves the company. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
  • Standard

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full refund
    • Prescription Drugs and Materials: Full refund
    • Surgical Fees: Full refund
    • Physician and Therapist Fees: Full refund
    • Surgical Appliances and Materials: Full refund
    • Diagnostic Tests: Full refund
    • Organ Transplant: Full refund
    • Psychiatry and Psychotherapy: Full refund
    • Parent Accommodation: Full refund
    • Emergency In-Patient Dental Treatment: Full refund
    • Day-Care Treatment: Full refund
    • Kidney Dialysis: Full refund
    • Out-Patient Surgery: Full refund
    • Nursing at Home: $3,375
    • Rehabilitation Treatment: $3,375
    • Local Ambulance: Full refund
    • Emergency Treatment Outside Area of Cover: $50,000
    • Medical Evacuation: Full refund
    • Expenses for Accompanying Evacuation: $2,700
    • Repatriation of Mortal Remains: $13,500
    • Travel Costs for Family (Repatriation): $4,050
    • Oncology: Full refund
    • Palliative Care: Full refund
    • Long Term Care: Full refund (max. 90 days)
    • HIV/AIDS Treatment: Full refund
    • Treatment for Alcohol and Drug Addiction: $15,000
    • Gender Dysphoria Services: $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: Included within overall limit

    • Cover Limit: Included in overall limit
    • Medical Practitioner Fees: Full refund
    • Prescribed Drugs and Dressings: $1,350
    • Specialist Fees: Full refund
    • Diagnostic Tests: Full refund
    • MRI Scans: Full refund
    • Emergency Out-Patient Treatment: Full refund
    • Prescribed Physiotherapy: $600
    • Prescribed Speech Therapy and Occupational Therapy: $1,520
    • Chiropractic Treatment, Osteopathy, and Podiatry: Full refund
    • Infertility Treatment: $16,000 per lifetime
    • Psychiatry and Psychotherapy: 10 visits
    • Prescribed Medical Aids: $675
    • Hormone Replacement Therapy: Full refund
    • Vaccinations: Full refund (up to age 18), $300 (age 19 and above)
    • Health and Wellbeing Checks: Full refund
    • Cancer Screening: Full refund

    The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Not covered

    Vision Benefits

    Not covered

    Maternity Benefits

    • Routine Maternity: $6,000
    • Complications of Pregnancy and Childbirth: $13,500
    • Antenatal Care: Full refund
    • Newborn Care: Full refund (max. 30 days)

    Co-pay and Deductible

    • Co-pay: None
    • Outpatient Deductible: $135

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

  • Premium

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Cover Limit: $1,000,000
    • Hospital Accommodation: Private room
    • Intensive Care: Full refund
    • Prescription Drugs and Materials: Full refund
    • Surgical Fees: Full refund
    • Physician and Therapist Fees: Full refund
    • Surgical Appliances and Materials: Full refund
    • Diagnostic Tests: Full refund
    • Organ Transplant: Full refund
    • Psychiatry and Psychotherapy: Full refund
    • Parent Accommodation: Full refund
    • Emergency In-Patient Dental Treatment: Full refund
    • Day-Care Treatment: Full refund
    • Kidney Dialysis: Full refund
    • Out-Patient Surgery: Full refund
    • Nursing at Home: $3,375
    • Rehabilitation Treatment: $3,375
    • Local Ambulance: Full refund
    • Emergency Treatment Outside Area of Cover: $50,000
    • Medical Evacuation: Full refund
    • Expenses for Accompanying Evacuation: $2,700
    • Repatriation of Mortal Remains: $13,500
    • Travel Costs for Family (Repatriation): $4,050
    • Oncology: Full refund
    • Palliative Care: Full refund
    • Long Term Care: Full refund (max. 90 days)
    • HIV/AIDS Treatment: Full refund
    • Treatment for Alcohol and Drug Addiction: $15,000
    • Gender Dysphoria Services: $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: Included in overall limit

    • Medical Practitioner Fees: Full refund
    • Prescribed Drugs and Dressings: $1,350
    • Specialist Fees: Full refund
    • Diagnostic Tests: Full refund
    • MRI Scans: Full refund
    • Emergency Out-Patient Treatment: Full refund
    • Prescribed Physiotherapy: $600
    • Prescribed Speech Therapy and Occupational Therapy: $1,520
    • Chiropractic Treatment, Osteopathy, and Podiatry: Full refund
    • Infertility Treatment: $16,000 per lifetime
    • Psychiatry and Psychotherapy: 10 visits
    • Prescribed Medical Aids: $675
    • Hormone Replacement Therapy: Full refund
    • Vaccinations: Full refund (up to age 18), $500 (age 19 and above)
    • Health and Wellbeing Checks: Full refund
    • Cancer Screening: Full refund

    The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $1,000

    • Preventative Dental Treatment: Full refund
    • Routine Dental Treatment: Full refund
    • Periodontics: Full refund
    • Major Restorative Dental Treatment: Full refund

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

    Maternity Benefits

    • Routine Maternity: $6,000
    • Complications of Pregnancy and Childbirth: $13,500
    • Antenatal Care: Full refund
    • Newborn Care: Full refund (max. 30 days)

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

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