Easily manage employment in Spain
Make employment in Spain easy. Let us handle payroll, benefits, taxes, compliance, and even stock options for your team in Spain, all in one easy-to-use platform.
Payroll
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Grow your team
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Taxes
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Types of Leave
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Employment Termination
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Benefits Guide
- Overview
- Health Benefits
Health Benefits
Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. In Spain, Remote offers both local and international coverage options to ensure that clients hiring in the country have the flexibility and coverage needed to provide the best possible care for employees. The international plans can be used both globally (excluding the US) and locally, ensuring comprehensive coverage wherever employees are, while the local plans only cover services locally but enjoy the benefits of a more extensive local network and specialized care. When onboarding a new hire, Remote provides several plan options, including the International Standard plan, the International Premium plan, the Local Standard plan, and the Local Premium plan. The International Standard plan covers healthcare globally, while the International Premium plan includes health, dental, and vision coverages globally. The Local Standard plan covers essential health services including hospitalization, surgery, intensive care, specific psychiatric admission, rehabilitation, oncology treatment, and emergency dental care. The Local Premium plan includes everything in the Local Standard plan, plus additional benefits such as vision coverage, expanded dental benefits, and 80% reimbursement for out-of-network services. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide [here](https://remote.com/resources/modern-benefits)!-
International Standard
In-Patient Benefits
Coverage Limit: $1,000,000
- Hospital Accommodation: Private room
- Intensive Care: Full coverage
- Prescription Drugs and Materials: Full coverage
- Surgical Fees (including anesthesia and charges): Full coverage
- Physician and Therapist Fees: Full coverage
- Surgical Appliances and Materials: Full coverage
- Diagnostic Tests: Full coverage
- Organ Transplant: Full coverage
- Psychiatry and Psychotherapy: Full coverage
- Parent Accommodation (for children under 18): Full coverage
- Emergency In-Patient Dental Treatment: Full coverage
- Day-Care Treatment: Full coverage
- Kidney Dialysis: Full coverage
- Out-Patient Surgery: Full coverage
- Nursing at Home or Convalescent Home: Up to $3,375
- Rehabilitation Treatment: Up to $3,375
- Local Ambulance: Full coverage
- Emergency Treatment Outside Area of Cover: Up to $50,000
- Medical Evacuation: Full coverage
- Expenses for Accompanying Evacuation: Up to $2,700
- Travel Costs for Family Members (Evacuation): Up to $2,700
- Repatriation of Mortal Remains: Up to $13,500
- Travel Costs for Family (Repatriation): Up to $4,050
- CT and MRI Scans: Full coverage
- PET and CT-PET Scans: Full coverage
- Oncology: Full coverage
- Purchase of Wig/Prosthetic Bra: Up to $270
- Routine Maternity: Up to $6,000
- Complications of Pregnancy/Childbirth: Up to $13,500
- In-Patient Cash Benefit: $205 per night (max 25 nights)
- Emergency Out-Patient Treatment: Full coverage
- Palliative Care: Full coverage
- Long Term Care: Full coverage (max 90 days)
- HIV/AIDS Treatment: Full coverage
Out-Patient Benefits
Coverage Limit: $3,500
- Maximum Plan Benefit: $3,500
- Deductible: $135
- Medical Practitioner Fees & Prescription Drugs: Up to $1,350
- Diagnostic Tests: Full coverage
- Video Consultation Services: Full coverage
- Specialist Fees: Full coverage
- Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
- Prescribed Physiotherapy: Up to $600
- Non-Prescribed Physiotherapy: Up to 10 visits
- Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
- Vaccinations: Up to $300
- Infertility Treatment: Up to $16,000
- Psychiatry and Psychotherapy: Max 10 visits
- Prescribed Medical Aids: Up to $675
- Prescribed Glasses and Contact Lenses: Not covered
- Hormone Replacement Therapy: Full coverage
- Cancer Screening (see details below): Up to $300
- Annual pap smear
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists)
- Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
- Physical examination
- Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
- Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
- Neurological examination (physical examination)
- Bone densitometry (every five years for women aged 50+)
- Well child test (for children up to the age of six years)
The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Not covered
Vision Benefits
Not covered
Co-pay and Deductible
- Co-pay: None
- Outpatient Deductible: $135
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.
-
International Premium
In-Patient Benefits
Coverage Limit: $1,000,000
- Hospital Accommodation: Private room
- Intensive Care: Full coverage
- Prescription Drugs and Materials: Full coverage
- Surgical Fees (including anesthesia and charges): Full coverage
- Physician and Therapist Fees: Full coverage
- Surgical Appliances and Materials: Full coverage
- Diagnostic Tests: Full coverage
- Organ Transplant: Full coverage
- Psychiatry and Psychotherapy: Full coverage
- Parent Accommodation (for children under 18): Full coverage
- Emergency In-Patient Dental Treatment: Full coverage
- Day-Care Treatment: Full coverage
- Kidney Dialysis: Full coverage
- Out-Patient Surgery: Full coverage
- Nursing at Home or Convalescent Home: Up to $3,375
- Rehabilitation Treatment: Up to $3,375
- Local Ambulance: Full coverage
- Emergency Treatment Outside Area of Cover: Up to $50,000
- Medical Evacuation: Full coverage
- Expenses for Accompanying Evacuation: Up to $2,700
- Travel Costs for Family Members (Evacuation): Up to $2,700
- Repatriation of Mortal Remains: Up to $13,500
- Travel Costs for Family (Repatriation): Up to $4,050
- CT and MRI Scans: Full coverage
- PET and CT-PET Scans: Full coverage
- Oncology: Full coverage
- Purchase of Wig/Prosthetic Bra: Up to $270
- Routine Maternity: Up to $6,000
- Complications of Pregnancy/Childbirth: Up to $13,500
- In-Patient Cash Benefit: $205 per night (max 25 nights)
- Emergency Out-Patient Treatment: Full coverage
- Palliative Care: Full coverage
- Long Term Care: Full coverage (max 90 days)
- HIV/AIDS Treatment: Full coverage
- Treatment for Alcohol and Drug Addiction: Up to $5,000
- Gender Dysphoria Services: Up to $25,000 per lifetime
Out-Patient Benefits
Coverage Limit: $5,060
- Maximum Plan Benefit: $5,060
- Deductible: None
- Medical Practitioner Fees: Up to $1,350
- Prescription Drugs: Full coverage
- Diagnostic Tests: Full coverage
- Video Consultation Services: Full coverage
- Specialist Fees: Full coverage
- Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
- Prescribed Physiotherapy: Up to $600
- Non-Prescribed Physiotherapy: Up to 10 visits
- Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
- Vaccinations: Up to $500
- Health and Wellbeing Checks: See details below
- Infertility Treatment: Up to $16,000
- Psychiatry and Psychotherapy: Max 10 visits
- Prescribed Medical Aids: Up to $675
- Prescribed Glasses and Contact Lenses: Up to $250
- Hormone Replacement Therapy: Full coverage
- Cancer Screening (see details below): Up to $500
- Annual pap smear
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists)
- Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
- Physical examination
- Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
- Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
- Neurological examination (physical examination)
- Bone densitometry (every five years for women aged 50+)
- Well child test (for children up to the age of six years)
The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
- Preventative Dental Treatment: 100% refund
- Routine Dental Treatment: Full coverage
- Major Restorative Dental Treatment: Full coverage
- Periodontics: Full coverage
Vision Benefits
- Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
- Co-pay: None
- Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
-
International Gold
In-Patient Benefits
Coverage Limit: $2,500,000
- Hospital Accommodation: Private room
- Intensive Care: Full coverage
- Prescription Drugs and Materials: Full coverage
- Surgical Fees (including anesthesia and charges): Full coverage
- Physician and Therapist Fees: Full coverage
- Surgical Appliances and Materials: Full coverage
- Diagnostic Tests: Full coverage
- Organ Transplant: Full coverage
- Psychiatry and Psychotherapy: Full coverage
- Parent Accommodation (for children under 18): Full coverage
- Emergency In-Patient Dental Treatment: Full coverage
- Day-Care Treatment: Full coverage
- Kidney Dialysis: Full coverage
- Out-Patient Surgery: Full coverage
- Nursing at Home or Convalescent Home: Up to $3,375
- Rehabilitation Treatment: Up to $3,375
- Local Ambulance: Full coverage
- Emergency Treatment Outside Area of Cover: Up to $50,000
- Medical Evacuation: Full coverage
- Expenses for Accompanying Evacuation: Up to $2,700
- Travel Costs for Family Members (Evacuation): Up to $2,700
- Repatriation of Mortal Remains: Up to $13,500
- Travel Costs for Family (Repatriation): Up to $4,050
- CT and MRI Scans: Full coverage
- PET and CT-PET Scans: Full coverage
- Oncology: Full coverage
- Purchase of Wig/Prosthetic Bra: Up to $270
- Routine Maternity: Up to $6,000
- Complications of Pregnancy/Childbirth: Up to $13,500
- In-Patient Cash Benefit: $205 per night (max 25 nights)
- Emergency Out-Patient Treatment: Full coverage
- Palliative Care: Full coverage
- Long Term Care: Full coverage (max 90 days)
- HIV/AIDS Treatment: Full coverage
- Treatment for Alcohol and Drug Addiction: Up to $15,000
- Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $6,000
- Maximum Plan Benefit: $6,000
- Deductible: None
- Medical Practitioner Fees: Up to $1,350
- Prescription Drugs: Full coverage
- Diagnostic Tests: Full coverage
- Video Consultation Services: Full coverage
- Specialist Fees: Full coverage
- Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
- Prescribed Physiotherapy: Up to $1,275
- Non-Prescribed Physiotherapy: Up to 10 visits
- Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
- Vaccinations: Up to $300
- Health and Wellbeing Checks: See details below
- Infertility Treatment: Up to $16,000
- Psychiatry and Psychotherapy: Max 20 visits
- Prescribed Medical Aids: Up to $675
- Prescribed Glasses and Contact Lenses: Up to $250
- Hormone Replacement Therapy: Full coverage
- Cancer Screening (see details below): Up to $300
- Annual pap smear
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists)
- Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
- Physical examination
- Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
- Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
- Neurological examination (physical examination)
- Bone densitometry (every five years for women aged 50+)
- Well child test (for children up to the age of six years)
The Gold tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $1,000
- Preventative Dental Treatment: 100% refund
- Routine Dental Treatment: Full coverage
- Major Restorative Dental Treatment: Full coverage
- Periodontics: Full coverage
Vision Benefits
- Prescribed Glasses and Contact Lenses: Up to $250, including eye examination
Co-pay and Deductible
- Co-pay: None
- Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
-
International Platinum
In-Patient Benefits
Coverage Limit: $5,000,000
- Hospital Accommodation: Private room
- Intensive Care: Full coverage
- Prescription Drugs and Materials: Full coverage
- Surgical Fees (including anesthesia and charges): Full coverage
- Physician and Therapist Fees: Full coverage
- Surgical Appliances and Materials: Full coverage
- Diagnostic Tests: Full coverage
- Organ Transplant: Full coverage
- Psychiatry and Psychotherapy: Full coverage
- Parent Accommodation (for children under 18): Full coverage
- Emergency In-Patient Dental Treatment: Full coverage
- Day-Care Treatment: Full coverage
- Kidney Dialysis: Full coverage
- Out-Patient Surgery: Full coverage
- Nursing at Home or Convalescent Home: Up to $3,375
- Rehabilitation Treatment: Up to $3,375
- Local Ambulance: Full coverage
- Emergency Treatment Outside Area of Cover: Up to $50,000
- Medical Evacuation: Full coverage
- Expenses for Accompanying Evacuation: Up to $2,700
- Travel Costs for Family Members (Evacuation): Up to $2,700
- Repatriation of Mortal Remains: Up to $13,500
- Travel Costs for Family (Repatriation): Up to $4,050
- CT and MRI Scans: Full coverage
- PET and CT-PET Scans: Full coverage
- Oncology: Full coverage
- Purchase of Wig/Prosthetic Bra: Up to $270
- Routine Maternity: Up to $10,000
- Complications of Pregnancy/Childbirth: Up to $50,000
- In-Patient Cash Benefit: $205 per night (max 25 nights)
- Emergency Out-Patient Treatment: Full coverage
- Palliative Care: Full coverage
- Long Term Care: Full coverage (max 90 days)
- HIV/AIDS Treatment: Full coverage
- Treatment for Alcohol and Drug Addiction: Up to $15,000
- Gender Dysphoria Services: Up to $50,000 per lifetime
Out-Patient Benefits
Coverage Limit: $15,000
- Maximum Plan Benefit: $15,000
- Deductible: None
- Medical Practitioner Fees: Full coverege
- Prescription Drugs: Full coverage
- Diagnostic Tests: Full coverage
- Video Consultation Services: Full coverage
- Specialist Fees: Full coverage
- Chiropractic, Osteopathy, Homeopathy, Acupuncture, Podiatry: Full coverage
- Prescribed Physiotherapy: Up to $2,500
- Non-Prescribed Physiotherapy: Up to 20 visits
- Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
- Vaccinations: Up to $500
- Health and Wellbeing Checks: See details below
- Infertility Treatment: Up to $16,000
- Psychiatry and Psychotherapy: Max 30 visits
- Prescribed Medical Aids: Up to $675
- Prescribed Glasses and Contact Lenses: Up to $500
- Hormone Replacement Therapy: Full coverage
- Cancer Screening (see details below): Up to $500
- Annual pap smear
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists)
- Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
- Physical examination
- Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
- Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
- Neurological examination (physical examination)
- Bone densitometry (every five years for women aged 50+)
- Well child test (for children up to the age of six years)
The Platinum tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.
Dental Benefits
Coverage Limit: $2,500
- Preventative Dental Treatment: 100% refund
- Routine Dental Treatment: Full coverage
- Major Restorative Dental Treatment: Full coverage
- Periodontics: Full coverage
Vision Benefits
- Prescribed Glasses and Contact Lenses: Up to $500, including eye examination
Co-pay and Deductible
- Co-pay: None
- Deductible: None
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
-
Local Standard
In-Patient Benefits
Coverage Limit: No Limits (In Network)
- Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
- Hospitalization
- Surgery
- Intensive Care Unit
- Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely for treatment of haematological tumours.
- Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
- Oncology Treatment: as indicated in the General Conditions
- Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
- Mental Health In-Patient Care:
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks. It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
- Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
- Specific Coverage:
- Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
- Podology: Limited to 12 sessions/year
- Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
- Primary Care Consultations: Full coverage
- Specialist Consultations: Full coverage
- Diagnostic Tests and therapeutic methods
- Therapies (physiotherapy, speech therapy, etc.)
Speech therapy. It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
- Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
- Health plans (Nutrition, Personal Trainer, Pregnancy, etc)
- Delivery of medicines from the pharmacy. Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
- Dental CT and all radiology services included
- Including dental consultations for review and diagnosis with specialists
- Review and cleaning
- Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
- Not covered
International Coverage
- Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
- Co-pay: None
- Deductible: None
- Waiting periods: without total waiting periods.
- Pre-existing conditions: without total pre-existing conditions.
Medical Claim Settlement Methods
- In Network: Cashless
- Out Network: Not Applicable
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.
-
Local Premium
In-Patient Benefits
Coverage Limit: No Limits (In Network)
- Specific Coverage for Psychiatric Admission: Up to 50 days per insured per year for acute outbreaks; Up to €1,500/year on Out-Network Psychiatric admission
- Hospitalization
- Surgery
- Intensive Care Unit
- Transplants:
-Surgery for cornea transplant with the cornea to transplant being paid for by Sanitas.
-Comprises autologous bone marrow and parentperipheral blood cell transplants solely for treatment of haematological tumours.
- Rehabilitation: as indicated in the General Conditions.
Under admission to hospital, it will be provided for the recovery of the musculoskeletal system secondary to an orthopaedic operation and recovery of the heart immediately after an acute myocardial infarction and after surgery with extracorporeal circulation.
It is provided on an outpatient basis for conditions originating in the musculoskeletal system.
- Oncology Treatment: as indicated in the General Conditions
- Prostheses and Implants:
covers internal prostheses and internal internal prostheses and internal implantable materials expressly listed in the General Conditions.
- Mental Health In-Patient Care:
Psychiatric admission is covered under admission (with overnight stay) for the treatment of acute outbreaks. It is limited to a maximum of 50 days per insured person per year.
Out-Network: 1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
- Ambulance
Out-Patient Benefits
Coverage Limit: No Limits (In Network)
- Specific Coverage:
- Psychology: It includes a maximum of 4 consultations per month and with a limit of 15 sessions per Insured and insurance annuity
- Podology: Limited to 12 sessions/year
- Out-Network:
-1.500 €/year Psichology/Psichiatry limit (Including Psychiatric admission).
-Podology 200 €/year
- Primary Care Consultations: Full coverage
- Specialist Consultations: Full coverage
- Diagnostic Tests and therapeutic methods
- Therapies (physiotherapy, speech therapy, etc.)
Speech therapy. It covers up to 80 sessions per year and insured. The following are covered: Organic processes associated to the larynx and vocal cords.
Digital Benefits
- Video consultation with more than 3.100 doctors available in all specialities.
-24-hour emergency service via video consultation in just a few minutes and without an appointment, for both general and paediatric* emergencies.
-In addition, if needed, the doctor can prescribe medication and diagnostic tests during the video consultation.
- Health plans (Nutrition, Personal Trainer, Pregnancy, etc)
- Delivery of medicines from the pharmacy. Up to 6 deliveries of medicines from the pharmacy per year. The medicines will be delivered within 3 hours across Spain.
Dental Benefits
More than 30 services included
- Dental CT and all radiology services included
- Including dental consultations for review and diagnosis with specialists
- Review and cleaning
- Tooth extraction, etc
Additional Services: More than 170 services with exclusive discounts
Vision Benefits
- Coverage: Graduated contact lenses and graduated lenses (frames excluded)
- Reimbursement: 50% reimbursement up to 600 EUR per year (Ophthalmologist prescription required)
International Coverage
- Emergency Coverage Abroad: Up to 90 days, €12,000/person/year
Co-pay and Deductible
- Co-pay: None
- Waiting periods
Optican´s cover: 3-month waiting period.
Other services: without total waiting periods.
- Pre-existing conditions
without total pre-existing conditions.
Medical Claim Settlement Methods
- In Network: Cashless
- Out Network: 80% Reimbursement up to the limits indicated in the policy
Family Coverage
You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.