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Health Benefits

Offering health insurance in this country is not mandatory, but providing these additional health benefits can greatly enhance the healthcare experience for employees by enabling access to a wider range of providers and specialists, as well as significantly reducing wait times. In Poland, Remote offers both local and international coverage options to ensure that clients hiring in the country have the flexibility and coverage needed to provide the best possible care for employees. The international plans can be used both globally (excluding the US) and locally, ensuring comprehensive coverage wherever employees are, while the local plans only cover services locally but enjoy the benefits of a more extensive local network and specialized care. When onboarding a new hire, Remote offers several plan options: the International Standard plan, the International Premium plan, the International Gold plan, the International Platinum plan, the Local Standard plan, the Local Comprehensive Care Plan, and the Local Extended Care Plan. The International Standard plan covers healthcare globally, the International Premium plan includes health, dental, and vision coverages globally, with the Gold and Platinum plans including significantly higher coverage limits and additional services. The Local Standard plan covers essential health services locally, the Local Comprehensive Care Plan offers advanced specialist consultations, more extensive outpatient procedures, and broader physiotherapy and nursing care locally, and the Local Extended Care Plan provides additional specialist consultations and expanded outpatient, physiotherapy, and nursing care locally. If you would like more insight into fair equity and benefits best practices, you can download our Global Benefits Guide here!
  • International Standard

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anaesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage

    Out-Patient Benefits

    Coverage Limit: $3,500

    • Maximum Plan Benefit: $3,500
    • Deductible: $135
    • Medical Practitioner Fees & Prescription Drugs: Up to $1,350
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $600
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $300
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 10 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Not covered
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $300
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Standard tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Not covered

    Vision Benefits

    Not covered

    Co-pay and Deductible

    • Co-pay: None
    • Outpatient Deductible: $135

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/parter and children.

  • International Premium

    In-Patient Benefits

    Coverage Limit: $1,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anaesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $5,000
    • Gender Dysphoria Services: Up to $25,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $5,060

    • Maximum Plan Benefit: $5,060
    • Deductible: None
    • Medical Practitioner Fees: Up to $1,350
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $600
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $500
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 10 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $250
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $500
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Premium tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $1,000

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • International Gold

    In-Patient Benefits

    Coverage Limit: $2,500,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anaesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $6,000
    • Complications of Pregnancy/Childbirth: Up to $13,500
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $15,000
    • Gender Dysphoria Services: Up to $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $6,000

    • Maximum Plan Benefit: $6,000
    • Deductible: None
    • Medical Practitioner Fees: Up to $1,350
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $1,275
    • Non-Prescribed Physiotherapy: Up to 10 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $300
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 20 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $250
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $300
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $300
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Gold tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $1,000

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $250, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • International Platinum

    In-Patient Benefits

    Coverage Limit: $5,000,000

    • Hospital Accommodation: Private room
    • Intensive Care: Full coverage
    • Prescription Drugs and Materials: Full coverage
    • Surgical Fees (including anaesthesia and charges): Full coverage
    • Physician and Therapist Fees: Full coverage
    • Surgical Appliances and Materials: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplant: Full coverage
    • Psychiatry and Psychotherapy: Full coverage
    • Parent Accommodation (for children under 18): Full coverage
    • Emergency In-Patient Dental Treatment: Full coverage
    • Day-Care Treatment: Full coverage
    • Kidney Dialysis: Full coverage
    • Out-Patient Surgery: Full coverage
    • Nursing at Home or Convalescent Home: Up to $3,375
    • Rehabilitation Treatment: Up to $3,375
    • Local Ambulance: Full coverage
    • Emergency Treatment Outside Area of Cover: Up to $50,000
    • Medical Evacuation: Full coverage
    • Expenses for Accompanying Evacuation: Up to $2,700
    • Travel Costs for Family Members (Evacuation): Up to $2,700
    • Repatriation of Mortal Remains: Up to $13,500
    • Travel Costs for Family (Repatriation): Up to $4,050
    • CT and MRI Scans: Full coverage
    • PET and CT-PET Scans: Full coverage
    • Oncology: Full coverage
    • Purchase of Wig/Prosthetic Bra: Up to $270
    • Routine Maternity: Up to $10,000
    • Complications of Pregnancy/Childbirth: Up to $50,000
    • In-Patient Cash Benefit: $205 per night (max 25 nights)
    • Emergency Out-Patient Treatment: Full coverage
    • Palliative Care: Full coverage
    • Long Term Care: Full coverage (max 90 days)
    • HIV/AIDS Treatment: Full coverage
    • Treatment for Alcohol and Drug Addiction: Up to $15,000
    • Gender Dysphoria Services: Up to $50,000 per lifetime

    Out-Patient Benefits

    Coverage Limit: $15,000

    • Maximum Plan Benefit: $15,000
    • Deductible: None
    • Medical Practitioner Fees: Full coverege
    • Prescription Drugs: Full coverage
    • Diagnostic Tests: Full coverage
    • Video Consultation Services: Full coverage
    • Specialist Fees: Full coverage
    • Chiropractic, Osteopathy, Homoeopathy, Acupuncture, Podiatry: Full coverage
    • Prescribed Physiotherapy: Up to $2,500
    • Non-Prescribed Physiotherapy: Up to 20 visits
    • Prescribed Speech Therapy and Occupational Therapy: Up to $1,520
    • Vaccinations: Up to $500
    • Health and Wellbeing Checks: See details below
    • Infertility Treatment: Up to $16,000
    • Psychiatry and Psychotherapy: Max 30 visits
    • Prescribed Medical Aids: Up to $675
    • Prescribed Glasses and Contact Lenses: Up to $500
    • Hormone Replacement Therapy: Full coverage
    • Cancer Screening (see details below): Up to $500
    • Annual pap smear
    • Mammogram (every two years for women aged 45+, or younger where a family history exists)
    • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
    • Colonoscopy (every five years for members aged 50+, or 40+ where a family history exists)
    • Annual faecal occult blood test
    • BRCA1 and BRCA2 genetic test (where a direct family history exists)
    • Health and Wellbeing Checks: Includes screenings for early detection of illness or disease (see details below): Up to $500
    • Physical examination
    • Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
    • Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
    • Neurological examination (physical examination)
    • Bone densitometry (every five years for women aged 50+)
    • Well child test (for children up to the age of six years)

    The Platinum tier includes the following additional services: Employee Assistance Programme, Travel Security Services, MyHealth Digital Services, Olive (Health & Wellness Support), and Second Medical Opinion, all of which are available.

    Dental Benefits

    Coverage Limit: $2,500

    • Preventative Dental Treatment: 100% refund
    • Routine Dental Treatment: Full coverage
    • Major Restorative Dental Treatment: Full coverage
    • Periodontics: Full coverage

    Vision Benefits

    • Prescribed Glasses and Contact Lenses: Up to $500, including eye examination

    Co-pay and Deductible

    • Co-pay: None
    • Deductible: None

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • Local Standard

    Inpatient Coverage

    • Hospital Accommodations: Semi-private room
    • Intensive Care: Full coverage
    • Prescription Drugs: Full coverage
    • Surgical Fees: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplants: Full coverage
    • Emergency In-patient Dental: Full coverage

    Outpatient Coverage

    • Medical Practitioner Fees: Full coverage
    • Specialist Consultations: Unlimited consultations for illnesses and medical assistance in internal medicine, paediatrics, and family medicine. Includes allergology, surgery, gynaecology, and more.
    • On-duty Physician Consultations: Provides basic emergency assistance for sudden illnesses including internal medicine, paediatrics, and family physicians.
    • Online Consultations: Interactive consultations with medical specialists
    • Outpatient Procedures: Basic medical measurements and non-invasive procedures such as blood pressure measurement, tick removal, wound suturing up to 1.5 cm, and basic laryngological, ophthalmological, and gynaecological procedures.
    • Vaccinations: Influenza and tetanus
    • Laboratory Tests: Provides a one-time performance of basic tests, including urine analysis, blood count with automated smear, total cholesterol, and fasting glucose.
    • Imaging Diagnostics: Basic diagnostic imaging services
    • Preventive Health Check: Basic health check-up
    • Nursing Procedures: Basic nursing care included

    Dental Coverage

    Emergency Dental Care: Basic emergency and preventative care (covered up to 90 PLN / 350 PLN).

    Vision Coverage

    Not covered

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • Local Comprehensive

    Inpatient Coverage

    • Hospital Accommodations: Semi-private room
    • Intensive Care: Full coverage
    • Prescription Drugs: Full coverage
    • Surgical Fees: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplants: Full coverage
    • Emergency In-patient Dental: Full coverage

    Outpatient Coverage

    • Medical Practitioner Fees: Full coverage
    • Specialist Consultations: Includes additional specialties such as vascular surgery, surgical oncology, infectious diseases, allergology, surgery, gynaecology, endocrinology, gastroenterology, haematology, cardiology, oncology, orthopaedics, nephrology, immunology, neurosurgery, and medical rehabilitation.
    • On-duty Physician Consultations: Same as ExtendedCare and also includes additional specialties such as general surgery and orthopaedics.
    • Online Consultations: Comprehensive interactive consultations with medical specialists
    • Outpatient Procedures: Further enhances the scope by incorporating more advanced procedures like surgical excision of skin lesions, intra-articular injections, cryotherapy, fine-needle biopsies, offering the most extensive range of outpatient care.
    • Vaccinations: Comprehensive range including additional vaccines
    • Laboratory Tests: Same as ExtendedCare
    • Imaging Diagnostics: Full range of diagnostic imaging services
    • Preventive Health Check: Comprehensive health check-up with extensive services
    • Physiotherapy: Unlimited consultations but expands the coverage to include additional conditions such as muscle tone disorders and postural defects in children. It includes a total of 20 physical therapy procedures, 10 kinesitherapy procedures, and 3 specialised rehabilitation procedures (neurokinesiology or postural defects).
    • Nursing Procedures: Comprehensive range of nursing care included

    Dental Coverage

    Emergency Dental Care: Comprehensive dental care with more advanced options (covered up to 90 PLN / 350 PLN).

    Vision Coverage

    Standard ophthalmologic procedures.

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

  • Local Extended Care

    Inpatient Coverage

    • Hospital Accommodations: Semi-private room
    • Intensive Care: Full coverage
    • Prescription Drugs: Full coverage
    • Surgical Fees: Full coverage
    • Diagnostic Tests: Full coverage
    • Organ Transplants: Full coverage
    • Emergency In-patient Dental: Full coverage

    Outpatient Coverage

    • Medical Practitioner Fees: Full coverage
    • Specialist Consultations: Includes additional specialties such as dermatology, endocrinology, gastroenterology, haematology, cardiology, oncology, and orthopaedics.
    • On-duty Physician Consultations: Same as Standard.
    • Online Consultations: Interactive consultations with medical specialists
    • Outpatient Procedures: Expands on the Basic services by including additional outpatient procedures such as orthopaedic adjustments, plaster cast applications, and more comprehensive dermatological and allergological procedures.
    • Vaccinations: Influenza and tetanus
    • Laboratory Tests: Adds a standard Pap smear and enhances the basic test panel with a critical screening test for women.
    • Imaging Diagnostics: Extended diagnostic imaging services
    • Preventive Health Check: Extended health check-up with additional services
    • Physiotherapy: Unlimited access to consultations with a physical therapist, including 10 physical therapy procedures and 3 kinesitherapy procedures annually, covering basic interventions like electrical stimulation, phonophoresis, galvanotherapy, and therapeutic massage.
    • Nursing Procedures: Extended nursing care included

    Dental Coverage

    Emergency Dental Care: Expanded emergency and preventative care (covered up to 90 PLN / 350 PLN).

    Vision Coverage

    Includes basic eye care (ophthalmologic) procedures.

    Family Coverage

    You have the option to cover the cost of your team's dependents, ensuring comprehensive protection for their spouse/partner and children.

OSZAR »